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金融行业智能分析决策服务提供商云真信获 5000 万元融资

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动点科技 2019-12-02 09:37 1人在评论

抽现金红包:AchartillustratesthatChina'senterprisedebtisrising.[Photoprovidedtochinadaily.com.cn]Over-leveragingandover-capacityaretwomajorchallengesforChina’seconomyinthe"newnormal"withslowerbutsustainablegrowthrates,anewbiennialreportfromtheOrganizationforEconomicCo-operationandDevelopment(OECD)pointedout.Thereportcalled"EconomicSurveysChina"publisheseverytwoyearsinordertogiveassessmentandsuggestionstowardsChineseeconomy,theanalyzeandoutputofthissurveyhasbeendiscussedandreviewedbyEconomicandDevelopmentReviewCommittee,withparticipationofrepresentativesfromChinesegovernment."TheChineseeconomygrowthremainshighbyinternationalstandards,andisgraduallymoderatingasthepopulationagesandtheeconomyre-balancesfrominvestmenttoconsumption,fromexternaltointernaldemandandfrommanufacturingtoservices,"OECDdirectorofcountrystudiesAlvaroPereiratoldChinaDailywebsite.PereirastressedtheState-ownedenterprisesreformwouldbeavitalmoveamonggovernment’sagendaofde-leveraging.AccordingtoNationalBureauofStatistics’data,debtowedbynon-financialfirmsinChinareached170percentofGDPin2016-thehighestlevelamongleadingeconomies.SOE’sdebtmakesupover70percentoftotalcorporatedebt."OnethingIlikeaboutChinaisthatgovernmentalwayspaysattentiontothesignals,includingpotentialrisksandproblems,andisalwayscareful,intermsofdesigningthestructuralreforms.Signsoffinancialriskshasbeennoticedbycentralgovernment,andmeasurestotacklewithSOEreformhasbeenstressedduringthisyear’stwosessions."Pereirasaid.Asforallowingthecompanieswithtoomuchdebt,especiallyinover-capacityindustries,toquitthemarket,Pereirasaidfirmdeterminationfromauthoritiesiscrucial."Continuedprogressisimportant,toallowtheseprocesstohappen,atleastgradually,otherwisetheymightoccupyvaluableresourcesthatshouldbeusedbetterinotherplaces,"Saidthedirector.Hesuggestsacceleratingthebankruptcyprocessofzombiefirmstoreduceuncertaintyandcompensatelaid-offworkersunderrelevantlaws.Pereiraalsosaidotherbarrierstoclosingdownalsoneedtoberemovedsuchassubsidies,environmentalclean-upcostsandsocialliabilities,particularlyinsectorsaffectedbyexcesscapacity."Theremovalofsubsidiescouldpartlyfinanceclean-upcostsandsocialliabilities.”Headded.There’saqualitativechartwithinthereporttodescribeseveralindicatorsassessing64countriesoriginallyincludedintheBeltandRoadInitiative(whichhasbeenbroadentoover100countriesnow),likeoutwardinvestmentandlogisticsperformanceofinfrastructure,whichmeasuresthelogisticsprofessionals'perceptionofacountry'squalityoftradeandtransport-relatedinfrastructure.ThischartillustratesconcretepicturesaroundthetradeinfrastructuresituationofcountriesinvolvedinBeltandRoad.WhenaskedhowthisinitiativewouldbenefitEurope'seconomicrecovery,Pereiraresponded:"Wethinkthisinitiativehassomuchimportanceforseveralreasons,oneofthemisthatthisinitiativewouldmakestronglinkswithmanycountries.BeltandRoadiscrucialanddefinitelywouldbringmorecomprehensiveinfrastructurelinkages,createmorejobsandhelpmanyEuropeaneconomiesbetterdevelop."AseriousproblempointedoutinthereportisthatChina’staxandtransfersystemhasnotbeenfunctioningaswellasotherleadingeconomiesonreducingincomeinequality.Forexample,manylow-incomehouseholdspayahighershareofincomeinsocialsecuritypaymentsthanricherones.AndworkerswhoareoutsidetheformallabormarketarenotrequiredtoparticipateinthepensionandmedicalinsuranceschemesinChina,potentiallyincreasingtheirfinancialvulnerabilitytofutureshocks.Thereportrecommendedthatthereformshouldbasethecalculationofsocialsecuritycontributionsoflow-incomeworkersonactualincomeearned,insteadofthecurrentsystemthatmakesaminimumcontributionbasedonthepreviousyear'slocalaveragewage.Itarguesthischangecouldbepartlyfinancedbyreformstopersonalincometaxsuchasremovingexemptionsthatfavorhigh-incomeindividuals.Forexample,interestreceiptsfromgovernmentbondsorfromsavingsinadepositaccountwithaChinesebankarecurrentlyexcludedfromtaxableincome.

云真信(北京云真信科技有限公司)近日完成 5000 万元战略投资,投资方为国信云控。

据了解,本轮融资后,云真信将不断拓展金融风控产品和服务,同时将重点加快自身风控业务领域的技术积累,让其在更广泛的应用场景落地。

云真信是一家金融行业智能分析决策服务提供商,通过整合、挖掘海量线上、线下数据,对不同应用场景建立风险模型,从而提供泛金融领域整体化解决方案。

目前,云真信与多家大型国有银行、商业银行以及大型持牌消金机构建立了合作。

注:具体融资金额由投资方或企业方提供,动点科技不做任何背书。

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